Updated August 18, 2026
Abode Money vs Ownwell
A flat $99 a year vs a share of your savings.
Abode Money charges a flat $99 a year and takes no percentage of your savings. Ownwell works on contingency, 25% of what it saves you, 35% in California, Florida, and New York. On a big reduction Abode costs less; in a no-savings year Ownwell costs nothing.
It comes down to your reduction. In a strong savings year, Abode's flat $99 beats a fee that scales with what you save. In a no-savings year Ownwell charges $0, while Abode falls back on its guarantee: no savings, next year free, then a refund. After cost, check who covers your county.
Abode Money vs Ownwell, At a Glance
How Abode Money and Ownwell compare on cost, coverage, and what actually gets done for you.
| Feature | Abode Money | Ownwell |
|---|---|---|
| Fee model | Flat $99/yr, no % of savings | Contingency, ~25% of savings |
| Cost on a large reduction | Still $99 | Hundreds or thousands |
| Cost in a no-savings year | Free next year, then refund | $0 |
| Files the appeal | Filed for you | Filed for you |
| Evidence & comps | Built for you | Built for you |
| Hearing representation | Argued on your behalf | Argued on your behalf |
| Exemptions | Reviewed & filed | Reviewed & filed |
| Coverage | Full-service in CA, FL, GA, IL & TX; file yourself with expert help in all 50 states | Full service in select states |
How Abode Money and Ownwell Compare
Abode Money and Ownwell differ on four things that decide your property tax appeal: what you pay, where each one files, what's done for you, and who each service fits best.
Pricing
Abode Money charges a flat $99 a year and never takes a percentage of your savings, so you keep 100% of any reduction; if it finds no savings, the next year is free and a second dry year is refunded. As of 2026, Ownwell works on contingency, 25% of what it saves you (35% in California, Florida, and New York), with no charge if they lose your appeal. On a large reduction the flat fee usually costs less; in a no-savings year, it's a dead heat. Abode Money defers your flat fee to the following year, so they'll try again at no cost to you. Ownwell charges nothing.
Coverage
Abode Money offers full-service filing in five states (California, Florida, Georgia, Illinois, and Texas) and the option to file yourself with expert help in all 50 states. Abode Money will prepare your evidence and guide you through the entire process so you can file yourself with confidence, even in places where full-service filing isn't available yet. Ownwell offers full-service appeals in California, Colorado, Florida, Georgia, Illinois, New York, Texas, and Washington. Check your county with both before deciding.
What's Included
The done-for-you work is similar. Both file your appeal, build the evidence and comparable-sales package, and represent you at the hearing, and both review your exemptions. Neither asks you to appear or argue your own case; you provide your property details and they handle it, then reappeal year to year.
Who Should Choose Which
Pick Abode Money if you want a predictable flat fee, want to keep 100% of a large reduction, or live outside Ownwell's full-service states. You should also choose Abode Money if you want tools to save on insurance, exemptions, utilities, mortgage, and more. Pick Ownwell if you're in a covered state and prefer paying nothing at all in a no-reduction year, even if a strong reduction costs more in fees. Both are no-appearance, fully-managed appeals.
When Abode Money Costs Less Than Ownwell
Ownwell charges 25% of savings, so the more you save, the more you pay. Abode Money is a flat $99/yr. Save more than about $396 a year and Abode costs you less.
| If you save each year | Abode Money | Ownwell (25% of savings) | Lower cost |
|---|---|---|---|
| $100 | $99 | $25 | Ownwell ($74) |
| $250 | $99 | $63 | Ownwell ($36) |
| $396Break-even | $99 | $99 | Even |
| $500 | $99 | $125 | Abode Money ($26) |
| $1,000 | $99 | $250 | Abode Money ($151) |
| $1,500 | $99 | $375 | Abode Money ($276) |
| $2,000 | $99 | $500 | Abode Money ($401) |
| $3,000 | $99 | $750 | Abode Money ($651) |
| $4,000 | $99 | $1,000 | Abode Money ($901) |
| $5,000 | $99 | $1,250 | Abode Money ($1,151) |
| $10,000 | $99 | $2,500 | Abode Money ($2,401) |
Ownwell's published rate is 25% of savings (35% in California, Florida, and New York). Figures are estimates for comparison; your actual savings and rate decide the real numbers.
Abode Money vs Ownwell: FAQ
Straight answers about how Abode Money and Ownwell compare on price, coverage, and what's done for you.
Abode Money is a flat $99 a year with no percentage of your savings. Ownwell charges contingency, 25% of the tax it saves you (35% in California, Florida, and New York). On a large reduction the flat fee wins; in a no-savings year Ownwell charges nothing while Abode leans on its guarantee.
No. Abode Money is one flat $99 a year and never takes a percentage, so you keep 100% of the reduction. Ownwell keeps a share, so its fee grows as your savings grow.
Ownwell runs full-service appeals (filing plus hearing) in California, Colorado, Florida, Georgia, Illinois, New York, Texas, and Washington. Abode Money is full-service in five states (CA, FL, GA, IL, and TX) with the option to file yourself with expert help in all 50 states. Check your address with both.
With Ownwell's contingency you pay nothing. Abode Money charges its flat fee but guarantees it: no savings in year one, next year is free; still none, you get a refund. Neither leaves you paying for nothing.
No. Both Abode Money and Ownwell file the appeal and represent you at the hearing, so you don't have to appear or argue your own case. You provide your property details and they handle the process.
Yes. Abode Money's flat $99 covers the year and it refiles for you annually, so your assessment gets reviewed each year without you starting over. Ownwell also monitors your assessment and reappeals year to year.
Compare Abode Money to Other Services
See how Abode Money's flat $99 a year stacks up against the other property tax appeal services.
See what you could save, in 15 seconds.
Abode Money files your appeal for a flat $99 a year and never takes a percentage of your savings.
