Updated August 18, 2026
Abode Money vs O'Connor
A flat $99 a year vs up to half of your savings.
Abode Money charges a flat $99 a year and takes no percentage of your savings. O'Connor works on contingency, 50% of your Texas savings in the first year (30% in Illinois). On any real reduction Abode costs far less; in a no-savings year O'Connor costs nothing.
It comes down to your reduction. Because O'Connor's cut is half of your first-year savings, Abode's flat $99 wins on almost any meaningful reduction. In a no-savings year O'Connor charges $0, while Abode falls back on its guarantee: no savings, next year free, then a refund. After cost, check who covers your county.
Abode Money vs O'Connor, At a Glance
How Abode Money and O'Connor compare on cost, coverage, and what actually gets done for you.
| Feature | Abode Money | O'Connor |
|---|---|---|
| Fee model | Flat $99/yr, no % of savings | Contingency, 50% of TX savings |
| Cost on a large reduction | Still $99 | Half of your first-year savings |
| Future-year fee | Still $99 | 25% after a first-year win |
| Cost in a no-savings year | Free next year, then refund | $0 |
| Files the appeal | Filed for you | Filed for you |
| Evidence & comps | Built for you | Built for you |
| Hearing representation | Argued on your behalf | Argued on your behalf |
| Coverage | Full-service in CA, FL, GA, IL & TX; file yourself with expert help in all 50 states | Texas (all major counties) & Illinois |
How Abode Money and O'Connor Compare
Abode Money and O'Connor differ on four things that decide your property tax appeal: what you pay, where each one files, what's done for you, and who each service fits best.
Pricing
Abode Money charges a flat $99 a year and never takes a percentage of your savings, so you keep 100% of any reduction; if it finds no savings, the next year is free and a second dry year is refunded. As of 2026, O'Connor works on contingency: 50% of your first-year Texas residential tax savings (30% in Illinois), with the rate dropping to 25% for future years once it wins a reduction, and nothing owed in a year it doesn't lower your bill. Because O'Connor's first-year cut is up to half of what you save, the flat fee usually costs far less on any meaningful reduction; in a no-savings year O'Connor's zero-fee outcome comes out ahead.
Coverage
Abode Money offers full-service filing in five states (California, Florida, Georgia, Illinois, and Texas) and the option to file yourself with expert help in all 50 states. Abode Money will prepare your evidence and guide you through the entire process so you can file yourself with confidence, even in places where full-service filing isn't available yet. O'Connor is a Texas specialist with 30-plus years of experience, running residential appeals in every major Texas county including Harris, Travis, Dallas, Bexar, Tarrant, and Collin, and also handles Illinois residential appeals. Check your county with both before deciding.
What's Included
The done-for-you work is similar. Both file your appeal, build the evidence and comparable-sales package, and represent you at the hearing, including at the appraisal review board when warranted. Neither asks you to appear or argue your own case; you provide your property details and they handle it, then reappeal year to year.
Who Should Choose Which
Pick Abode Money if you want a predictable flat fee and want to keep 100% of a large reduction, since O'Connor's 50% first-year cut takes a big share of a strong Texas win. You should also choose Abode Money if you want tools to save on insurance, exemptions, utilities, mortgage, and more. Pick O'Connor if you value a long-tenured Texas specialist and prefer paying nothing at all in a no-reduction year, even though a strong reduction costs far more in fees. Both are no-appearance, fully-managed appeals.
When Abode Money Costs Less Than O'Connor
O'Connor charges 50% of savings (Texas residential), so the more you save, the more you pay. Abode Money is a flat $99/yr. Save more than about $198 a year and Abode costs you less.
| If you save each year | Abode Money | O'Connor (50% of savings (Texas residential)) | Lower cost |
|---|---|---|---|
| $100 | $99 | $50 | O'Connor ($49) |
| $198Break-even | $99 | $99 | Even |
| $250 | $99 | $125 | Abode Money ($26) |
| $500 | $99 | $250 | Abode Money ($151) |
| $1,000 | $99 | $500 | Abode Money ($401) |
| $1,500 | $99 | $750 | Abode Money ($651) |
| $2,000 | $99 | $1,000 | Abode Money ($901) |
| $3,000 | $99 | $1,500 | Abode Money ($1,401) |
| $4,000 | $99 | $2,000 | Abode Money ($1,901) |
| $5,000 | $99 | $2,500 | Abode Money ($2,401) |
| $10,000 | $99 | $5,000 | Abode Money ($4,901) |
O'Connor's published rate is 50% of savings (Texas residential) (30% in Illinois; 25% in future years after a first-year win). Figures are estimates for comparison; your actual savings and rate decide the real numbers.
Abode Money vs O'Connor: FAQ
Straight answers about how Abode Money and O'Connor compare on price, coverage, and what's done for you.
Abode Money is a flat $99 a year with no percentage of your savings. O'Connor charges contingency: 50% of your first-year Texas residential tax savings (30% in Illinois), dropping to 25% in future years after a first-year win. Because O'Connor's cut is up to half of what you save, the flat fee wins on almost any real reduction; in a no-savings year O'Connor charges nothing while Abode leans on its guarantee.
No. Abode Money is one flat $99 a year and never takes a percentage, so you keep 100% of the reduction. O'Connor keeps 50% of your first-year Texas savings, so its fee grows as your savings grow.
O'Connor runs full-service residential appeals in Texas, covering every major county including Harris, Travis, Dallas, Bexar, Tarrant, and Collin, plus Illinois. Abode Money is full-service in five states (CA, FL, GA, IL, and TX) with the option to file yourself with expert help in all 50 states. Check your address with both.
With O'Connor's contingency you pay nothing in a year it doesn't lower your taxes. Abode Money charges its flat fee but guarantees it: no savings in year one, next year is free; still none, you get a refund. Neither leaves you paying for nothing.
No. Both Abode Money and O'Connor file the appeal and represent you at the hearing, so you don't have to appear or argue your own case. You provide your property details and they handle the process.
Yes. Abode Money's flat $99 covers the year and it refiles for you annually, so your assessment gets reviewed each year without you starting over. O'Connor also reappeals year to year, charging 25% of savings in future years after a first-year reduction.
Compare Abode Money to Other Services
See how Abode Money's flat $99 a year stacks up against the other property tax appeal services.
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Abode Money files your appeal for a flat $99 a year and never takes a percentage of your savings.
